Identity fraud, also known as identity theft, occurs when someone uses your personal information to commit fraud or other criminal activities. This can include using your social security number, credit card details, or other sensitive data without your permission.
According to a recent study, there are more than 10,000 identity fraud rings operating in the United States. This highlights the magnitude of the issue and the prevalence of this criminal activity across the country.
Identity fraud can have severe consequences for individuals, including financial loss, damage to credit scores, and emotional distress. Victims of identity fraud may spend countless hours trying to resolve issues related to fraudulent transactions and restore their credit and reputation.
Identity fraud rings typically operate by obtaining personal information from multiple sources, such as data breaches, phishing scams, and social engineering tactics. They then use this information to create fake identities or make unauthorized transactions.
Some common signs of identity fraud include unusual activity on your credit reports, unexpected bills or statements for accounts you didnt open, and receiving calls from debt collectors about debts that arent yours.
There are several steps individuals can take to protect themselves from identity fraud, such as monitoring their financial accounts regularly, setting up fraud alerts with credit bureaus, and being cautious about sharing personal information online.
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Over 10,000 ID Fraud Rings Found in U.S. Study