The holiday season is a time of joy and celebration, but unfortunately, it is also a time when online payment card fraud tends to spike. In 2016, reports show that instances of credit card fraud during the holiday weekend were 20% higher compared to previous years.
During the holiday season, there is a rapid increase in online shopping as people purchase gifts for their loved ones. This provides cybercriminals with more opportunities to target unsuspecting consumers and steal their credit card information.
To protect yourself from falling victim to online payment card fraud during the holiday season, it is essential to take certain precautions such as using secure payment methods, avoiding public Wi-Fi networks for transactions, regularly monitoring your accounts for any suspicious activity, and keeping your devices and software up to date.
If you believe that you have been a victim of online payment card fraud, it is crucial to act quickly. Contact your financial institution to report the unauthorized transactions, freeze your account if necessary, and request a new payment card. Additionally, be sure to change your passwords for any online accounts that may have been compromised.
Unfortunately, online payment card fraud is a prevalent issue that consumers must remain vigilant against, especially during the holiday season. By taking proactive measures to protect your personal and financial information, you can reduce the risk of falling victim to cybercriminals and enjoy a safe and secure online shopping experience.
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Online payment card fraud increased by 20% over the holiday weekend in 2016.