Identity fraud is when someone steals your personal information, such as your name, date of birth, social security number, or credit card details, to commit fraud or other crimes. This can result in financial losses, damaged credit, and a range of other serious issues for the victim.
Identity fraud can happen in various ways, including phishing scams, data breaches, stolen wallets or purses, and more. Scammers are constantly evolving their tactics to try and obtain sensitive information from unsuspecting individuals.
There are several steps you can take to protect yourself from identity fraud, such as regularly monitoring your financial accounts, using strong and unique passwords, shredding documents with personal information, and being cautious when sharing information online.
Some warning signs of identity fraud include unknown transactions on your financial accounts, receiving bills or statements for accounts you didnt open, being denied credit for no apparent reason, or noticing errors on your credit report.
If you suspect you have been a victim of identity fraud, you should report it to the authorities, such as the Federal Trade Commission (FTC), your local police department, and the major credit bureaus. They can help you take steps to recover from the fraud and prevent further damage.
Identity fraud is a growing problem that affects millions of people each year. In 2017, identity fraud reached an all-time high, with scammers using sophisticated tactics to steal personal information and commit fraud.
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2017 sees record high for identity fraud.